Fatal Crash in New Jersey Leaves Two Dead

Sunday October 1, 2012 started out as a glorious autumn morning, with clear skies and warm weather. Sadly, for one New Jersey family, the promise of the day turned into tragedy when a New Jersey father and his son were killed in a crash when their car collided with a jeep Cherokee.

The father, age 38, and his young son, died in the crash, while the daughter, age 4, is currently hospitalized. The driver of the other car did not suffer serious injuries.

2.2 Million Injuries From Motor Vehicle Accidents in U.S.

The cause of the fatal crash is under investigation and at this point it is unclear what caused the collision. This much is known, nearly 33,000 people were killed in car crashes in 2010 in the United States and over 2.2 million people were injured in car and other motor vehicle accidents throughout the nation. Statistics show that about one in eight people who lost their lives were passengers in the automobile.

Accidents happen all the time. No matter how safe and careful of a driver you are, you cannot always control the actions of other people on the roads. Dangerous drivers are out there. Texting drivers are out there, in increasing numbers. Roadway conditions in southern New Jersey, including construction areas, can distract drivers, just enough for them to make a mistake, sometimes with tragic results.

If you or a loved one has been injured or if you have lost a family member due to a fatal crash that was caused by someone else’s careless actions, you may have reason to file a personal injury or wrongful death legal claim. Speaking with an experienced personal injury and wrongful death attorney can answer your questions and help you have some understanding of your rights in situations like these.

Contact an Experienced Personal Injury and Wrongful Death Attorney in Southern New Jersey

At the law office of Taylor and Boguski, we fight for the rights of the injured and those who have lost loved ones in car crashes, work accidents, and other types of accidents. To discuss your concerns and learn how we can help, schedule a free, private consultation with an attorney in Mount Laurel, New Jersey, office today. Please call 800-404-5299 or 856-234-2233 or contact us online.

The Difference between Permanent Partial Disability, Permanent Total Disability, and Temporary Total Disability

If you have been injured on the job in New Jersey, you may pursue benefits for your injuries through the state’s workers’ compensation system. Under state law, recovery for injuries caused by the negligence or wrongful act of your employer or a co-employee is limited to benefits available through a workers’ compensation claim. If, however, you are hurt because of the careless act of a third party, such as the driver of a vehicle, or the manufacturer of dangerous or defective equipment, you may be able to seek damages in a personal injury lawsuit as well as pursue a workers’ compensation claim.

The workers’ compensation statutes are set up to pay benefits based on the type of injury. Benefits can be temporary or permanent, and the disability caused by your injury can be partial, preventing you from performing specific tasks; or it can be total, making it impossible for you to work at all. If any injury prevents you from working temporarily you may be eligible for temporary total disability benefits. After you have been determined to have reached maximum medical improvement (MMI) for the injury you may be eligible for a permanent partial or permanent total disability award.

What Is Permanent Partial Disability?

The most frequent type of workers’ compensation claim is one for a permanent partial disability (PPD). The injury is considered to be permanent when it is determined that you will never fully recover from it. It is considered to be partial when it prevents you from conducting all tasks required of your job, or from working at full capacity. Such an injury can result from a traumatic accident, or from an occupational illness.

There are a wide range of injuries and illnesses that will qualify you for PPD benefits. Some common work related permanent partial disability injuries are:

  • Back injuries
  • Permanent loss of vision or hearing
  • Shoulder, hip, knee, elbow or other joint injury
  • Amputation or loss of limb
  • Repetitive stress syndrome

The amount of benefits you can receive in a PPD claim is typically based on the degree to which you injury limits your ability to work, know as your disability rating.

What Is Permanent Total Disability?

If the work related injury renders you totally permanently disabled you may be eligible for permanent total disability (PTD). In order to receive PTD benefits a person must be totally disabled and unable to return to gainful employment.

If you are totally disabled as a result of a work related accident you may be eligible for benefits for the remainder of your life.

What Is Temporary Total Disability?

You can seek temporary total disability (TTD) benefits when you are either temporarily unable to return to work because of an injury or illness, or your doctor authorizes you to return to lighter duty work, but your employer has no such work for you. Typically, you are entitled to TTD benefits until you have physically recovered and are able to return to work full time, or your employer is able to put you back to work at doctor-approved tasks.

Examples of injury or illness that can make you eligible for TTD include:

  • Broken bones that make it impossible to work
  • Sprains, strains or muscle pulls, particularly in your back or knees

To schedule a free initial consultation, contact Taylor & Boguski by e-mail. To learn more about our practice, visit our practice area overview page.